MUTUAL
COMMUNITY
20
25
IMPACT
REPORT
John Taylor
President, Ontario Mutual Insurance
Association
A Message from OMIA President
One thing we have always known is Mutuals give back.
We see it in the pages of our newsletters, annual reports, and social media feeds. We recognize it in the service our members give to their policyholders, and the relationships they build in communities over generations. Mutuals were built in the small communities that dot this province, and they continue to thrive because of their connection to what matters - people.
Capturing the Year
One of our goals at the Ontario Mutual Insurance Association is to champion the great work of our member mutual insurance companies. They make it easy. Mutuals are an important part of maintaining a fair and equitable insurance landscape in our country. They offer a unique and people-focused way of doing business; not with shareholders and unchecked growth, but with a cooperative frame of mind that puts policyholders first.
Giving back to community is central to the model of mutuality, and we’re grateful to our member-mutuals and partner companies for contributing to this impact report. This is a first for us, and a way to illustrate the impact our community makes each year, as always, together.
2025
Contributors
The information in this report comes from the contributions of the OMIA membership and our partner companies.
The figures you see in these pages have been generously shared by the following member companies:
FARM MUTUAL RE As a reinsurer, Farm Mutual Re helps mutual insurers keep their promises, providing financial stability and insurance capacity as well as expertise in insurance product development, analytics, claims management and loss control.
COLLECTIVFIDE Collectivfide helps communities thrive by building strong relationships and competitive advantages among locally-owned insurance brokers.
Ontario
Amherst Island Mutual
Axiom Mutual
Ayr Farmers Mutual
Bay of Quinte Mutual
BCM Insurance
Caradoc Townsend Mutual
Cayuga Mutual
The Commonwell
Edge Mutual
Erie Mutual
Grenville Mutual
HD Mutual
Heartland Mutual
Howick Mutual
HTM Insurance
Kent & Essex Mutual
Integrated Mutual (Algoma)
Integrated Mutual (Dufferin)
L&A Mutual
Lambton Mutual
MutualONE
North Blenheim Mutual
Nova Mutual
Salus Mutual
South Easthope Mutual
Tradition Mutual
Trillium Mutual
Usborne & Hibbert Mutual
West Wawanosh Mutual
Westminster Mutual
Yarmouth Mutual
Canada
Antigonish Mutual
Germania Mutual Saskatchewan
Mennonite Mutual Alberta
Prince Edward Island Mutual
Portage Mutual
Sandbox Mutual
SouthEastern Mutual
Stanley Mutual
United General Insurance Corp.
What Our Mutual Mission Statements Say
The Big Picture
Where Ontario Mutuals Make a Difference
Our giving back programs cover a wide variety of initiatives, from local sports teams, agricultural fairs, and local food banks, to hospital funding, health and wellness events, and community shelters.
We’ve organized our giving back (volunteer hours and funding) into six main areas of support.
Areas of Support
Community Outreach
Programs in this category: 25%
Overall Giving: $1.8M
Volunteer Hours: 1,056
Snapshot:
350+ Supported Organizations
Adopt-A-Child/Keep Kids Warm | Ailsa Craig Food Bank | Argus Residence For Young People | Belmont Helps Food Pantry | Blandford Blenheim Food Bank | Blessings Community Store | Blessings to You Centre | Cambridge Food Bank | Cambridge Self-Help Food Bank | Camp Phoenix | Canadian Foodgrains Bank | Canadian Foodgrains Bank | CapitalCare Foundation | Care for our community | Food 4 Kids | Foodbanks Canada | Grow & Gather Sandy Shore Event | Guelph
Community Culture
Programs in this category: 38%
Overall Giving: $1.1M
Volunteer Hours: 3,289
500+ Supported Organizations
Brussels Fall Fair | OFSAA Basketball Girls A | African Family Revival Organization | Alvinston Pro Rodeo | Aylmer Truck & Tractor Pull | Ayr Centennials Hockey Association/Alumni | BAPS Swaminarayan Sanstha | Bayfield Agricultural Society | Belgrave Accessible Playground | Brant-Wentworth Holstein Club | Brantford Hawks | Breakfast on the Farm | Brigden Fair | Brigden Ram Stampede | Caledonia Fair | Cambridge Cubs Baseball U18 | Chatham-Kent Cyc
Education
Programs in this category: 14%
Overall Giving: $762,000
Volunteer Hours: 78
Snapshot:
160+ Supported Organizations
4-H County of Brant | 4-H Hamilton-Wentworth | 4-H Ontario | 4-H Oxford County | 4-H Waterloo Region | 851 Squadron Royal Canadian Cadets | Advanced Agricultural Leadership Program | Advancing Women Conference | AgScape | AgScape (Ontario Agri-Food Education) | Algonquin College Leadership in Agriculture Award | Alisha Wilson Memorial Bonspiel | Amherst Island Public School | Angela DeGroot | Annual CIAA Conference |
Health Services
Programs in this category: 11%
Overall Giving: $729,000
Volunteer Hours: 100
100+ Supported Organizations
A Run for Chris - St. Joseph's Healthcare Foundation | ALS Canada | Alzheimer Society | Alzheimer Society of Windsor & Essex County | Cambridge Memorial Hospital | Canadian Cancer Society | Canadian Diabetes Association | Canadian Spinal Research Org - Resiliency in Motion 5K Race | Cervical Cancer Society | Chatham-Kent Health Alliance Foundation | Chatham-Kent Hospice Foundation | CMHA - Ag Wellness | Crohn's & Colitis Canada | Diabetes Canada
Community Service
Programs in this category: 10%
Overall Giving: $680,000
Volunteer Hours: 89
Snapshot:
100+ Supported Organizations
Adopt-A-Pet Lucknow | Alberta Churches | Animal Rescue/Shelters: Save our Scruff, OVC Pet Trust, Canadian Golden Retriever Adoption Services, Brant SPCA | Ayr Cemetery Co. | Belgrave Playground Committee | Belmont Firefighters Association | Brooke Fire & Rescue Dept | Carter Schoonderwoerd Rinks CS8 Memorial Rink | Chatham-Kent Hospice | Clifford Firefighters Association | CMHA, York Branch | Community Safety Net | County of Brant Library | Coura
Environmental Protection
Programs in this category: 2%
Overall Giving: $36,500
Volunteer Hours: 417
25+ Supported Organizations
Adopt-A-Highway Roadside Cleanup | Adopt-A-Road | Blenheim District Public School Assoc. | Bruce Peninsula Biosphere Association | Ducks Unlimited | Embro and Zorra Agriculture Society | FMRE - Green Team | Goderich Beach Cleanup | Haliburton Aid Station & Trail Cleanup | LGL Links for Greener Learning | Ontario Beekeepers' Association Technology Transfer Program | Pine River Watershed Initiative Network | RARE Charitable Research Reserve |
The Power Of Volunteerism
Behind every dollar donated is a person who showed up. Behind every organization supported is an employee who laced up boots, stepped onto a rink, stirred a soup pot, or planted a tree.
This year, our Mutual Members logged 6,609 volunteer hours. That’s not just a number in a spreadsheet; that represents...
275
1
Nearly
3
That is
full days of volunteering
full calendar year of giving
full-time employees dedicated entirely to community service
Thank you,
Participating Companies: Thank you for trusting us with your community investment. Your generosity made each part of this report possible.
Volunteers: Whether you coached a team, served a meal, or planted a tree, you showed up. Again and again. Thank you for all your hard work!
The 975+ organizations supported: Keep doing the amazing work you do. You make our communities stronger every day with your dedication.
Together, we turned $5.2M and 6,609 hours into something that we can all be proud to have achieved.
This is the Mutual Difference.
