The mutual part matters.
It means we're in this together.

Mutual insurance is different, and you're at the centre of it.
There are no shareholders here, just a vibrant community.

The Mutual Difference

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Giving

Community driven and focused, every Ontario Mutual company contributes to local charities and programs.

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Policyholder Owned

You're a voting member of the company. Each board is made up of policyholders like you, with your interests in mind.

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People Centred

You will always be treated like a person, not a number. If you have a claim, someone you trust will be there to help.

Find Your Ontario Mutual

Use our interactive map below.

Property &
Casualty Insurance 

Ontario Mutuals have been providing Canadians with Property and Casualty (P&C) Insurance for over 160 years.

Find your local Ontario Mutual and discuss the options available to you!

Home Insurance

Flexible and adaptable to your lifestyle

Farm Insurance

Ontario Mutuals have been insuring farms for over 160 years

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Options beyond Ontario's mandatory coverage

Auto Insurance

Ontario Mutuals  understand your needs, because they're small businesses too

Commercial Insurance

Ontario Mutuals Logo: We're in this together